Budget Planner
Plan and track your business income and expenses
💰 Income
📉 Expenses
📊 Summary
Budgeting Tips
📋 Track Everything
Record all income and expenses, no matter how small. Small expenses add up quickly.
🎯 Set Goals
Define clear financial goals. Whether it's saving for equipment or reducing debt, having targets helps.
📅 Review Regularly
Compare actual vs. budgeted monthly. Adjust your budget based on real performance.
💰 Build Reserves
Aim for 3-6 months of expenses in reserve. This cushion protects against unexpected events.
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Frequently Asked Questions
How should I allocate my business budget?
A common guideline is 50/30/20: 50% for essential operating costs, 30% for growth/marketing, and 20% for savings/reserves. Adjust based on your business stage and goals.
How much should I save for emergencies?
Businesses should maintain 3-6 months of operating expenses as an emergency fund. This helps weather unexpected downturns or opportunities.
How often should I review my budget?
Review monthly at minimum. Compare actual vs. budgeted amounts, identify variances, and adjust forecasts. Quarterly reviews are good for strategic adjustments.
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