Privacy Policy

At Finorly, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information in compliance with the General Data Protection Regulation (GDPR) and other applicable privacy laws.

Legal Basis for Processing (GDPR)

We process personal data based on:

• Consent: For analytics and marketing cookies (you can withdraw anytime)
• Contract: To provide services you've requested
• Legitimate Interest: For fraud prevention and security
• Legal Obligation: To comply with laws and regulations

Information We Collect

We collect information that you provide directly to us, including:

• Account information (name, email address)
• Financial data you enter into the platform
• Business information
• Payment information (processed securely by our payment processor)

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process transactions and send related information
• Send technical notices and support messages
• Respond to your comments and questions
• Protect against fraud and abuse

Data Security

We implement appropriate technical and organizational measures to protect your personal data, including:

• 256-bit SSL encryption for data transmission
• Encrypted database storage
• Regular security audits
• Access controls and authentication
• Daily backups

Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. You can request deletion of your account at any time.

Your Rights (GDPR)

Under GDPR and other privacy laws, you have the right to:

• Right of Access: Request a copy of your personal data
• Right to Rectification: Correct inaccurate or incomplete data
• Right to Erasure: Request deletion of your data ("right to be forgotten")
• Right to Restrict Processing: Limit how we use your data
• Right to Data Portability: Export your data in a machine-readable format
• Right to Object: Object to processing based on legitimate interests
• Right to Withdraw Consent: Withdraw consent at any time for consent-based processing
• Right to Lodge a Complaint: File a complaint with your local data protection authority

To exercise any of these rights, contact us at privacy@finorly.com. We will respond within 30 days.

Third-Party Services

We use select third-party services to provide our platform, including hosting, analytics, and payment processing. These providers are contractually obligated to protect your data.

Cookies

We use cookies and similar technologies to provide and improve our services. We obtain your consent before setting non-essential cookies.

• Essential Cookies: Required for basic functionality (always active)
• Analytics Cookies: Help us understand site usage (requires consent)
• Marketing Cookies: Used for relevant advertising (requires consent)

You can manage your cookie preferences at any time by clicking Manage Cookie Preferences or read our full Cookie Policy.

International Data Transfers

Your data may be transferred to and processed in countries outside the EU/EEA. When this happens, we ensure appropriate safeguards are in place, including Standard Contractual Clauses approved by the European Commission.

California Residents (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information we collect
• Right to delete your personal information
• Right to opt-out of the sale of personal information (we do not sell personal data)
• Right to non-discrimination for exercising your privacy rights

Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@finorly.com